Add all ingredients except for oats and chia seeds to a blender and blend for 30 seconds.
Place oats and chia in a jar and shake them up.
Pour liquid mixture into a jar with oats and chia seeds. Stir until all ingredients are combined.
Cover and place in the fridge overnight (about 6 hours).
Top with banana, apples or nuts and seeds! Enjoy! (Having this for dessert? Add some whipped cream!)